* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: 'DM Sans', sans-serif;
  background: #fff;
  color: #1a1a1a;
}

/* NAV */
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.1rem 2rem;
  border-bottom: 1px solid #e8e8e4;
  flex-wrap: wrap;
  gap: .75rem;
  background: #fff;
}
.nav-logo { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.nav-logo-mark {
  width: 34px; height: 34px;
  background: #185FA5;
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
}
.nav-logo-mark svg { width: 18px; height: 18px; }
.nav-logo-name {
  font-family: 'Playfair Display', serif;
  font-size: 17px; font-weight: 600; color: #1a1a1a;
}
.nav-links { display: flex; align-items: center; gap: 10px; }
.nav-links a { font-size: 13px; color: #555; text-decoration: none; padding: 6px 10px; }
.nav-links a:hover { color: #1a1a1a; }

/* BUTTONS */
.btn-primary {
  font-size: 13px; padding: 8px 18px;
  border-radius: 7px; border: none;
  background: #185FA5; color: #fff !important;
  cursor: pointer; font-weight: 500; text-decoration: none;
}
.btn-outline {
  font-size: 13px; padding: 7px 18px;
  border-radius: 7px; border: 2px solid #444;
  background: #fff; color: #1a1a1a !important;
  cursor: pointer; font-weight: 500; text-decoration: none;
}
.btn-blue {
  font-size: 15px; padding: 13px 30px;
  border-radius: 8px; border: none;
  background: #185FA5; color: #fff;
  cursor: pointer; font-weight: 500;
  text-decoration: none; display: inline-block;
}
.btn-dark {
  font-size: 15px; padding: 12px 30px;
  border-radius: 8px; border: 3px solid #1a1a1a;
  background: #fff; color: #1a1a1a;
  cursor: pointer; font-weight: 500;
  text-decoration: none; display: inline-block;
}
.btn-refer {
  font-size: 14px; padding: 12px 26px;
  border-radius: 8px; border: 3px solid #185FA5;
  background: #fff; color: #185FA5;
  cursor: pointer; font-weight: 500;
  text-decoration: none; display: inline-block;
}

/* HERO */
.hero {
  padding: 5rem 2rem 4rem;
  max-width: 620px;
  margin: 0 auto;
  text-align: center;
}
.hero h1 {
  font-family: 'Playfair Display', serif;
  font-size: 42px; font-weight: 600;
  line-height: 1.2; margin-bottom: 1.1rem;
  letter-spacing: -0.5px;
}
.hero h1 em { font-style: italic; color: #185FA5; }
.hero p {
  font-size: 16px; color: #555;
  line-height: 1.7; margin-bottom: 2.25rem;
  max-width: 460px; margin-left: auto; margin-right: auto;
}
.hero-btns {
  display: flex; align-items: center;
  justify-content: center; gap: 12px; flex-wrap: wrap;
  margin-bottom: 1.5rem;
}

/* HERO SEARCH */
.hero-search {
  max-width: 500px;
  margin: 0 auto;
}
.hero-search-wrap {
  display: flex;
  align-items: center;
  gap: 10px;
  background: #fff;
  border: 2.5px solid #1a1a1a;
  border-radius: 10px;
  padding: 10px 16px;
}
.hero-search-wrap input {
  border: none; outline: none;
  font-family: 'DM Sans', sans-serif;
  font-size: 14px; color: #1a1a1a;
  width: 100%; background: transparent;
}
.hero-search-wrap input::placeholder { color: #aaa; }
.hero-search-wrap button {
  font-family: 'DM Sans', sans-serif;
  font-size: 13px; font-weight: 500;
  padding: 7px 16px; border-radius: 7px;
  border: none; background: #185FA5;
  color: #fff; cursor: pointer; white-space: nowrap;
}
.hero-search-wrap button:hover { background: #154f8a; }

/* COMMUNITIES */
.communities {
  padding: 2.25rem 2rem;
  text-align: center;
  border-top: 1px solid #e8e8e4;
}
.comm-label {
  font-size: 11px; text-transform: uppercase;
  letter-spacing: .1em; color: #aaa;
  font-weight: 500; margin-bottom: 1rem;
}
.comm-pills { display: flex; justify-content: center; gap: 8px; flex-wrap: wrap; }
.comm-pills span {
  font-size: 13px; padding: 7px 16px;
  border-radius: 100px; border: 2px solid #ccc;
  background: #f7f7f5; color: #333; font-weight: 500;
}

/* HOW IT WORKS */
.how {
  padding: 3rem 2rem;
  background: #f5f5f2;
  border-top: 1px solid #e8e8e4;
  border-bottom: 1px solid #e8e8e4;
}
.how-inner { max-width: 680px; margin: 0 auto; }
.section-label {
  font-size: 11px; text-transform: uppercase;
  letter-spacing: .1em; color: #aaa;
  font-weight: 500; margin-bottom: .5rem; text-align: center;
}
.how h2 {
  font-family: 'Playfair Display', serif;
  font-size: 26px; font-weight: 600;
  text-align: center; margin-bottom: 2.5rem;
}
.steps { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem 3rem; }
.step { display: flex; align-items: flex-start; gap: 14px; }
.step-num {
  width: 32px; height: 32px; border-radius: 50%;
  background: #185FA5; color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-size: 13px; font-weight: 500; flex-shrink: 0; margin-top: 2px;
}
.step h3 { font-size: 14px; font-weight: 500; margin-bottom: 5px; }
.step p { font-size: 13px; color: #666; line-height: 1.6; }

/* TRUST BAR */
.trust-bar {
  padding: 2.5rem 2rem;
  max-width: 680px; margin: 0 auto;
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 1rem; text-align: center;
}
.trust-val {
  font-family: 'Playfair Display', serif;
  font-size: 30px; font-weight: 600;
  color: #185FA5; margin-bottom: 3px;
}
.trust-label { font-size: 12px; color: #888; line-height: 1.4; }

/* REFER CTA */
.refer-cta {
  padding: 3.5rem 2rem;
  border-top: 1px solid #e8e8e4;
  text-align: center;
}
.refer-cta h2 {
  font-family: 'Playfair Display', serif;
  font-size: 22px; font-weight: 600; margin-bottom: .7rem;
}
.refer-cta p { font-size: 14px; color: #666; margin-bottom: 1.75rem; line-height: 1.6; }

/* FOOTER */
.footer {
  padding: 1.5rem 2rem;
  border-top: 1px solid #e8e8e4;
  display: flex; align-items: center;
  justify-content: space-between; flex-wrap: wrap; gap: 1rem;
  font-size: 12px; color: #aaa;
}
.footer-links { display: flex; gap: 1.5rem; }
.footer-links a { font-size: 12px; color: #aaa; text-decoration: underline; }
.footer-links a:hover { color: #666; }